Welcome

Hey there. My name is Zach. I’m 25 years old and I’m passionate about personal finance, weightlifting, and data visualization. I created Four Pillar Freedom to document my journey to financial independence, as well as to share my thoughts and ideas on how to live a rich life.

The name “Four Pillar Freedom” describes a framework that I think anyone can use to cultivate a rich life:

Pillar 1: Philosophy – Identify your “why”
Pillar 2: Psychology – Reduce spending
Pillar 3: Work Ethic – Increase income
Pillar 4: Finance – Grow wealth

I personally used this framework to save $100k by age 24 and quit my day job as a data scientist by age 25. Now I earn a full-time living through online income and I share my monthly income and net worth numbers each month on this page.

Here is a list of my favorite resources on the blog that you might find helpful:

Blog archives – A list of my most popular posts, along with a list of every post I’ve ever written.
Favorites – A list of my favorite financial products, services, and books.
Visuals – A list of every financial visual I’ve created on this blog.
How to Manage Your Money – A guide to Personal Capital, my favorite free money management tool.
How to Start a Blog – A guide on how to set up your own blog in under an hour.
How to Become a Data Scientist – A guide on how to become a data scientist, based on my own experience.

If you have questions, comments, or just want to say hello, feel free to drop me a line using the form below: