Hey there. My name is Zach. I’m 25 years old and I’m passionate about personal finance, weightlifting, and data visualization. I’m a data scientist by day and a blogger by night.

I created Four Pillar Freedom to document my journey to financial independence, as well as to share my thoughts and ideas on how to live a rich life.

The name “Four Pillar Freedom” describes a framework that I think anyone can use to cultivate a rich life:

Pillar 1: Philosophy – Identify your “why”
Pillar 2: Psychology – Reduce spending
Pillar 3: Work Ethic – Increase income
Pillar 4: Finance – Grow wealth

I personally used this framework to save $100k by age 24 and I’m still using it to grow my net worth, expand my income streams outside of my day job, and ultimately gain personal and financial freedom as quickly as possible.

Here is a list of my favorite resources on the blog that you might find helpful:

Blog archives – A list of my most popular posts, along with a list of every post I’ve ever written.
Favorites – A list of my favorite financial products, podcasts, and books.
Visuals – A list of every financial visual I’ve created on this blog.
How to manage your money – A guide to Personal Capital, my favorite free money management tool.
How to Start a Blog – A guide on how to set up your own blog in under an hour.
How to Become a Data Scientist – A guide on how to become a data scientist, based on my own experience.

If you have questions, comments, or just want to say hello, feel free to drop me a line using the form below: