Archives

four_archivesHere you can find every article I’ve ever written. Happy reading!


Top 15 Most Read

1. The Early Retirement Grid
2. Visualizing the Net Worth of Americans by Age
3. The Math That Explains Why Net Worth Goes Crazy After the First $100k
4. How I Saved $100,000 By Age 24
5. Here’s How Income During Retirement Blows the 4% Rule Out of the Water
6. Mixing Active and Passive Income for Maximum Happiness
7. Charlie Munger: The First $100,000 is a B*tch
8. The Million Dollar Age Grid
9. Buy Less Stuff. Buy More Assets.
10. Why I Don’t Set Goals
11. Reader Question: Should I Keep my Stressful High-Income Job to Reach F.I. as Fast as Possible?
12. I Want to be an Income Machine, Not an Investment Guru
13. Working One Day a Week Can Be Worth $100,000
14. Here’s How Long it Has Historically Taken to Save $1 Million
15. Should You Pursue F.I. if You Don’t Have a Passion Outside of Your Day Job?

2018

December

December 12 – The Adjustable Early Retirement Grid

December 10 – Do You Need a High Income to Achieve Financial Independence?

December 9 – Sunday is for Sharing: Volume 77

December 8 – The Personal Finance Correlation Matrix

December 7 – The Things That Bring Me Joy Only Need to Make Sense to Me, Not You

December 6 – Childcare is More Expensive Than College in 28 U.S. States

December 4 – A Fun Analysis: How Much Do White House Employees Make?

December 3 – Using Data to Debunk Common Misconceptions People Have About Money

December 2 – Sunday is for Sharing: Volume 76

December 1 – Net Worth Update #26 – December 2018

November

November 30 – November 2018 Income & Expenses

November 29 – 13 Ways to Increase Your Odds of Landing an Interview (According to Data)

November 27 – Comparing Data Scientist Salaries and Cost of Living in Different U.S. Cities

November 26 – Is U.S. Middle Class Income Actually Stagnating?

November 25 – Sunday is for Sharing: Volume 75

November 24 – How to Create Your Own Investment Returns

November 23 – Should You Move to a New City to Increase Your Income?

November 21 – Visualizing Stock Market Returns in 23 Different Countries

November 20 – Not Wanting Something Is as Good as Having It

November 19 – Visualizing Median Home Prices in 100 U.S. Cities

November 18 – Sunday is for Sharing: Volume 74

November 17 – Visualizing the Income of Americans by Age

November 15 – Lessons Learned from “Big Country” Bryant Reeves on Money, Happiness, and Work

November 14 – Here’s How the S&P 500 Has Performed Since 1928

November 13 – Individual Income Percentiles in the U.S. Visualized as 100 Tiny Blocks

November 12 – S&P 500 vs. Nasdaq 100: Which Index is Better?

November 11 – Sunday is for Sharing: Volume 73

November 9 – Starting a Disc Golf Company: An Interview with Cody from Fly to FI

November 8 – Buying Gym Clothing is Easy. Lifting Weights is Hard.

November 7 – Earning Hundreds per Month Selling Graphic Designs: An Interview with Dave from Accidental FIRE

November 6 – Here’s How Much You Must Earn Over Your Lifetime to Become Financially Independent

November 5 – Becoming a Full-Time Freelance Writer: An Interview with Kenzi from Kenzi Writes

November 4 – Sunday is for Sharing: Volume 72

November 3 – The Occupations Expected to Grow the Most (and Least) by 2026

November 2 – Visualizing Annual S&P 500 Sector Returns Since 2005

November 1 – Net Worth Update #25 – November 2018

October

October 31 – October 2018 Income & Expenses

October 30 – Is Net Worth the Wrong Metric to Track?

October 29 – Here’s How 18 Different Portfolios Have Performed Since 1970

October 28 – Sunday is for Sharing: Volume 71

October 27 – Visualizing the Returns of U.S. Stocks, International Stocks, and U.S. Bonds Since 1987: Part 1

October 25 – Visualizing Asset Class Returns Since the Year 2000

October 23 – 20 New Places in 20 Days (And Why Your City Might Be Cooler Than You Think)

October 21 – Sunday is for Sharing: Volume 70

October 20 – Here’s How Different Stock/Bond Allocations Have Performed Since 1926

October 18 – The Success Formula

October 16 – Collecting Wisdom: A New Personal Finance Curation Site

October 15 – On Overcoming Procrastination, Writer’s Block, and Impostor Syndrome

October 14 – Sunday is for Sharing: Volume 69

October 13 – How to Think About Market Drops

October 11 – Happiness Comes from Striving, Not Arriving

October 9 – Life & Money Advice for a 21-year-old Reader

October 8 – The Relationship Between Compound Interest and Time

October 7 – Sunday is for Sharing: Volume 68

October 6 – For Most Americans, the Best Way to Spend Less is to Minimize the “Big Three” Expenses

October 4 – My Four Biggest Takeaways from FinCon 2018

October 2 – Net Worth Update #24 – October 2018

October 1 – September 2018 Income & Expenses

September

September 30 – Sunday is for Sharing: Volume 67

September 29 – “I Make $130k Per Year But I Hate My Job. Help!”

September 27 – Visualizing the Insane Impact of Compound Interest in the Latter Half of a 20-Year Investment Journey

September 25 – Eight Life and Money Lessons I Have Learned so Far in My 20s

September 24 – Visualizing Population Size vs. Household Income in All 3,000+ U.S. Counties

September 23 – Sunday is for Sharing: Volume 66

September 22 – Why I Don’t Set Goals

September 20 – Money Cushions vs. Money Machines

September 18 – How I Got Into Data Science

September 17 – The Math & Psychology Behind Lump Sum vs. Dollar-Cost Average Investing

September 16 – Sunday is for Sharing: Volume 65

September 15 – Should You Invest When the Stock Market is at an All-time High?

September 13 – The Power of Aggregating Tiny Gains

September 11 – How I Think About Spending Money: “Steady” vs. “Wobbly” Expenses

September 10 – Visualizing Annual Income by Level of Education in all 3,000 + U.S. Counties

September 8 – Visualizing One-Bedroom and Two-Bedroom Rent Prices in All 3,000+ U.S. Counties

September 7 – Most Individual Stocks Underperform Index Funds

September 6 – Market Returns = Out of Your Control. Your Savings Rate = In Your Control.

September 5 – Visualizing Median Rent as a Percentage of Income in All 3,000+ U.S. Counties

September 4 – The S&P 500 Investment Return Calculator

September 3 – Welcome to My (Second-Ever) Apartment

September 2 – Relentlessly Prune Bullshit

September 2 – Sunday is for Sharing: Volume 63

September 1 – Net Worth Update #23 – September 2018

August

August 31 – August 2018 Income & Expenses

August 30 – The Math that Explains Why Increasing Your Investment Amount Each Year Can Have a Massive Impact on Your Net Worth

August 28 – Counties in the U.S. with Surprisingly High Household Incomes

August 27 – Visualizing Household Incomes in All 3,000+ U.S. Counties

August 26 – Sunday is for Sharing: Volume 62

August 25 – The Excel Template Pack: How to Build Any Visual You Want With Excel

August 24 – Success is a Sprint. Here’s Why.

August 23 – Here’s Why I Take a Freezing Cold Shower Every Morning

August 22 – This is How Influence Works: 6 Secrets from Research

August 21 – Visualizing $200k+ Income Households in All 3,000+ U.S. Counties

August 20 – Advice on Saving & Investing in Your 20s

August 19 – Sunday is for Sharing: Volume 61

August 18 – Visualizing the Impact of Contributions vs. Investment Returns

August 17 – Here’s How Much Investment Returns Have Mattered in Each Decade Since 1930

August 16 – My Firsthand Experience Learning a Programming Language for My Day Jobf

August 14 – Here’s How Much You Needed to Invest Since 2000 to Have Become a Millionaire By Now

August 13 – On Using My Interests to Pursue Income, Mastery, and Enjoyment

August 12 – Sunday is for Sharing: Volume 60

August 11 – Visualizing the Median Household Income in Over 25,000 Cities Across the U.S.

August 9 – Visualizing Median Household Incomes in All 50 States

August 8 – This Calculator Tells You How Long You Need to Save Before You Can Retire

August 7 – The Cobra Effect and the Paradox of Saving Money vs. Accruing Happiness

August 6 – The Myth of “Naturally Gifted”

August 5 – Sunday is for Sharing: Volume 59

August 4 – Answers to Your Questions: How Did I Save $100k in 2 Years?

August 2 – How I Saved $100,000 By Age 24

August 1 – Net Worth Update #22 – August 2018 (FLYING PAST $100k)

July

July 31 – July 2018 Income & Expenses

July 30 – Visualizing the Market Caps of the Largest vs. the Smallest Stocks in the S&P 500

July 29 – Sunday is for Sharing: Volume 58

July 28 – Visualizing Starting and Mid-Career Salaries by Undergraduate Major

July 27 – Saving Your First $300k Takes Roughly the Same Amount of Time as Saving the Next $700k

July 26 – The Trinity Study Updated for 2018

July 24 – How Many Years Does It Take for Investment Returns to Matter More Than Savings?

July 23 – Oscillate Until You Resonate

July 22 – The One Book I Revisit the Most

July 22 – Sunday is for Sharing: Volume 57

July 21 – Visualizing Median House Value in All 3,000+ U.S. Counties

July 19 – How Much Are You Paying to Work?

July 17 – Here’s How Savings & Investment Returns Impact the Quest to Save $1 Million

July 16 – Buy Things & Build Things That Pay You Monthly

July 15 – Sunday is for Sharing: Volume 56

July 13 – The Bogleheads’ Guide to the Three-Fund Portfolio

July 12 – Put Your Ass Where Your Heart Wants to Be

July 10 – Some Thoughts on Growing Net Worth in the Early Years

July 9 – The Stock Market Only Tells You How Much It Will Pay You if You Sell Today

July 8 – Sunday is for Sharing: Volume 55

July 7 – A Recap of My Life Over the Past 12 Months as Told Through My Nightly Journal (Volume 2)

July 6 – 500 Blog Posts Later: What I Wish I Knew When I First Started

July 5 – Why Investment Returns Combined With an Increasing Income Make You an Unstoppable Force

July 3 – Here’s How Close I Am to Earning Enough Income Outside of My Day Job to Cover 100% of My Monthly Expenses

July 2 – 15 Quotes from Personal Finance Books That Have Had a Profound Impact on My Life

July 1 – Net Worth Update #21 – July 2018

July 1 – Sunday is for Sharing: Volume 54

June

June 30 – June 2018 Income & Expenses

June 29 – The Best Way to Learn About Personal Finance (Hint: It’s not by Reading a Textbook)

June 28 – Reader Case Study: Approaching 40 and Hoping to Retire by 55

June 27 – Pursue Wealth, Not Status

June 26 – On Setting Lifetime Goals

June 25 – Why Saving Your First $100k is a Big Deal

June 24 – Sunday is for Sharing: Volume 53

June 23 – Introducing My First Financial App – Visualizing Monthly Spending

June 22 – There is No Such Thing as a Perfect Job

June 21 – Here’s How Long the Stock Market has Historically Taken to Recover from Drops

June 19 – A Simple Way to Visualize My Monthly Spending by Category

June 18 – A Thought Experiment: Comparing 4% vs. 8% Investment Returns Over a 20-Year Period

June 17 – Sunday is for Sharing: Volume 52

June 16 – Compound Interest is a Powerful Force…if You Supply it With Enough Capital

June 15 – The Mind-Bending Science of Why Financial Freedom Could Help You Slow Down Time

June 14 – Kai Greene on Using Discomfort as a Guide

June 14 – Why Owning Assets is Better than Having Job Experience

June 12 – Some Big Ideas

June 11 – The Philosophy of the Personal Finance Community is Shifting

June 10 – 4 Life-Changing Ideas from Stoicism

June 10 – Sunday is for Sharing: Volume 51

June 9 – Insights on Writing, Habits, Happiness & More

June 7 – When Luxuries Become Expectations

June 5 – Understanding the Curvy Nature of Compound Interest

June 4 – Rich Man in the Car Paradox

June 3 – Sunday is for Sharing: Volume 50

June 2 – On Using Money to Grow Life’s Plants

June 1 – Net Worth Update #20 – June 2018

May

May 31 – May 2018 Income & Expenses

May 30 – Why I’m Not Quitting My Day Job When My Net Worth Hits $100k

May 29 – How to Write Every Day

May 28 – Some Neat Stats on Employment & Age for Occupations in the U.S.

May 27 – Sunday is for Sharing: Volume 49

May 26 – View the Years Leading up to Your Financial Goal as an Opportunity to Develop Self-Awareness

May 24 – The Savings Rate Grid

May 23 – A Few Thoughts on Growth & Eating Dirt

May 22 – The Meat & Potatoes of Happiness

May 21 – 10 Charts & 10 Insights

May 20 – Sunday is for Sharing: Volume 48

May 19 – Should You Follow Your Passion or Follow the Money in Your 20s?

May 18 – Visualizing Educational Attainment & Median Income in All 3,000+ U.S. Counties

May 17 – The Importance of Maintaining Your Lifestyle While Growing Your Income

May 16 – Jocko Willink on the Power of “Good”

May 15 – Paying for All of My Living Expenses With Blogging, Tutoring, and Dividends

May 14 – Visualizing How Households in Different Income Brackets Live Around the World

May 13 – Sunday is for Sharing: Volume 47

May 12 – My Current Dilemma: To Move or Not To Move

May 10 – Brad Stevens on Letting Results Take Care of Themselves

May 9 – Compound Interest is Not Intuitive

May 8 – Visualizing the Most (and Least) Common Occupations in the U.S.

May 7 – Sometimes the Best Upgrade Is a Downgrade

May 6 – Sunday is for Sharing: Volume 46

May 5 – Visualizing U.S. Occupational Employment By Gender

May 4 – Build Something. It’s the Fastest Way to Acquire New Skills

May 3 – A Dollar That Experiences an Investment Loss is Still Worth More Than a Dollar Spent

May 2 – Visualizing the Best & Worst Cities in the U.S. for Saving Money

May 1 – Visualizing The Percentage of Individuals Who Have a Bachelor’s Degree or Higher in All 3,000+ U.S. Counties

May 1 – Net Worth Update #19 – May 2018

April

April 30 – April 2018 Income & Expenses

April 29 – Sunday is for Sharing: Volume 45

April 28 – The Perks of Living in a Place Much Smaller Than I Can Afford

April 27 – Blogger Dividend Report – March 2018

April 26 – On Putting Forth Effort Even When You Don’t See Results

April 25 – The Money Game

April 24 – Visualizing $100k+ Income Households in All 3,000+ U.S. Counties

April 23 – Visualizing Home-Ownership Rates in All 3,000+ U.S. Counties

April 23 – Visualizing Average Commute Times in All 3,000+ U.S. Counties

April 22 – Sunday is for Sharing: Volume 44

April 21 – Money Buys Freedom, But Freedom Doesn’t Guarantee Happiness

April 20 – Some Thoughts on Approaching a Net Worth of $100k

April 19 – Visualizing Median Monthly Rent For All 3,000+ U.S. Counties

April 18 – Six Realizations That Have Added Value to my Life

April 17 – Investing is About Absolute Numbers, Not Percentages

April 16 – The 10 Best Ways to Inflate Your Lifestyle

April 15 – Sunday is for Sharing: Volume 43

April 14 – The Tiny Guide to Better Charts in Excel

April 13 – How to Nudge That Person You Care About to Be Better With Money

April 12 – For the Love of the Craft: How One Lawyer Turned Writing Into a Side-Hustle

April 11 – The Transformative Principle of “Go Around”

April 10 – The Financial Independence Grid

April 9 – How Long Does It Take to Grow a Successful Blog?

April 8 – Sunday is for Sharing: Volume 42

April 7 – Visualizing Household Income Distribution By State

April 5 – Lifestyle Choices Matter More Than Investment Returns

April 4 – Lessons from the HQ Trivia App on Making Better Financial Decisions

April 3 – Being Willing to Pivot is a Superpower

April 2 – Can Historical Stock Market Returns Predict Future Returns?

April 1 – Net Worth Update #18 – April 2018

April 1 – Sunday is for Sharing: Volume 41

March

March 31 – March 2018 Income & Expenses

March 30 – Seven Realizations That Have Improved My Life

March 29 – Blogger Dividend Report – February 2018

March 29 – Susan Cain on the Power of Time Away From Work

March 28 – Why I Can’t Imagine Enjoying Any Corporate Job

March 27 – Why You Should Build a Portfolio of Side Projects

March 26 – Everything Becomes Normal Over Time

March 25 – Sunday is for Sharing: Volume 40

March 24 – Visualizing Median Rent Prices by State

March 23 – Can A High Savings Rate Offset Poor Investment Returns?

March 22 – Visualizing Median Household Income By State

March 21 – Does Dining Out Actually Hurt Your Finances That Much?

March 20 – The Active Income Grid & The Ticket to a Shorter Cubicle Life

March 19 – Visualizing Average Student Loan Debt by State

March 18 – Sunday is for Sharing: Volume 39

March 17 – Saving $100k – $300k: Some Numbers & Charts

March 16 – The Power of Stories

March 15 – Visualizing the Net Worth of 500+ Rockstar Finance Bloggers

March 14 – Some Numbers to Think About

March 13 – My Reaction to Mr. Money Mustache’s Thoughts on Money & Confidence

March 12 – Sticky Success

March 11 – Sunday is for Sharing: Volume 38

March 10 – A Recap of Warren Buffett’s 10 Year Bet on the S&P 500

March 9 – The Status Game

March 8 – FOUR Visuals: Volume 10 (Comparing Saving & Investment Scenarios)

March 7 – How to Use Probabilities to Make Better Investment Decisions

March 6 – Find What Works for You and Ignore the Rest

March 5 – The Importance of Savings Vs. Investment Returns if You Want to Go from $0 to Retirement in 15 Years

March 4 – Sunday is for Sharing: Volume 37

March 3 – Here’s How Important Investment Returns Have Been Historically

March 2 – FOUR Visuals: Volume 9 (Millionaire Age Calculator)

March 2 – Buy Less Stuff. Buy More Assets.

March 1 – Net Worth Update #17 – March 2018

February

February 28 – February 2018 Income & Expenses

February 27 – It’s All About Perspective

February 26 – Using Self-Awareness to Create a Better Work Situation

February 25 – Visualizing the Cost of Living in 540 Cities Around the World

February 25 – Sunday is for Sharing: Volume 36

February 24 – A Simple Guide to Sequence of Return Risk

February 23 – Visualizing Annual Expenses With Tiny Blocks

February 22 – Blogger Dividend Report – January 2018

February 20 – The Beauty of Long-term Vision

February 19 – Visualizing the Dividend Income of 100+ Financial Bloggers

February 18 – Sunday is for Sharing: Volume 35

February 17 – Here’s How Long it Takes to Reach Different $100k Net Worth Milestones

February 16 – You’re Screwed if You Don’t Understand Personal Finance

February 15 – The Allure of Ramen Profitablility

February 14 – Here’s How Much Investment Returns Matter Based on Net Worth

February 13 – More Wealth & Better Health: Why You Should Change Default Settings

February 12 – How Active Income in Retirement Impacts When You Can Retire: Part 3

February 11 – Sunday is for Sharing: Volume 34

February 10 – How Active Income in Retirement Impacts When You Can Retire: Part 2

February 9 – Active Income in Retirement Calculator

February 7 – How Active Income in Retirement Impacts When You Can Retire: Part 1

February 6 – Visualizing Food Prices in 130 Major U.S. Cities

February 6 – Here’s How Far Back a Massive Market Crash in 2018 Would Take Us

February 5 – Visualizing the Rent & Cost of Living in 130 Major U.S. Cities

February 4 – Sunday is for Sharing: Volume 33

February 3 – Here’s How Income During Retirement Blows the 4% Rule Out of the Water

February 2 – Lessons from Eddie Hall and Using Money as a Means to an End

February 1 – Net Worth Update #16 – February 2018

January

January 31 – 100+ Jobs with $50k+ Salaries Without a Bachelor’s Degree

January 31 – January 2018 Income & Expenses

January 30 – Visualizing Millionaires by Country

January 29 – A Guide to the Four Pillar Framework

January 28 – Sunday is for Sharing: Volume 32

January 27 – Here’s How “Less Than 25 Times Expenses” Portfolios Have Performed Over the Last 89 Years

January 26 – Two Interactive Tools to Compare Savings and Investment Returns

January 25 – Visualizing Average Salary & Employment by Occupation in the U.S.

January 25 – FOUR Visuals: Volume 8 (Finding Equivalent Savings Plans)

January 24 – Lessons on Mindset, Habits, and Grit from Jack LaLanne

January 23 – Here’s How Savings Have Historically Grown Without Additional Contributions

January 21 – Here’s How the “25 Times Expenses” Portfolio Has Performed Over the Past 89 Years

January 21 – Sunday is for Sharing: Volume 31

January 19 – Understanding Power Law Distributions and Their Impact on Your Financial Life

January 18 – Visualizing Income By Age Group in the U.S.

January 17 – The Magic of Consistently Increasing How Much You Invest Each Year

January 16 – I Want Your 2018 Stock Picks

January 16 – The Difference Between Quitting My Day Job With $75k vs. $175k in Savings

January 15 – Here’s How Long it Has Historically Taken to Save $1 Million

January 14 – Sunday is for Sharing: Volume 30

January 13 – Bicycle World, Internal Happiness Metrics, and Keeping up with Jone Jones

January 12 – Visualizing the Average Salary of Professions in the U.S.

January 12 – The Math That Explains Why Net Worth Goes Crazy After the First $100k

January 11 – My Financial Map: A Detailed Description of How I Manage My Money

January 10 – Great News: You Don’t Have to Be a Digital Nomad to Find Bliss

January 9 – A Letter From My 34-Year-Old Self

January 8 – Visualizing Every Dollar I Spent in 2017

January 8 – Patient People Are Outliers and Their Advantage is Insane

January 7 – Sunday is for Sharing: Volume 29

January 6 – Visualizing Future S&P 500 Returns

January 5 – FOUR Visuals: Volume 7 (Visualizing Future S&P 500 Returns)

January 5 – What Would Personal Finance Look Like If It Were Easy?

January 4 – If You Have a Long Investing Horizon, You Should Hope for Market Drops

January 3 – The One Book that has Influenced Me the Most

January 2 – Visualizing Stock Ownership in the U.S. Before and After the Financial Crisis

January 2 – How to Increase Your Income: Deep Habits and Wide Randomness

January 1 – Net Worth Update #15 – January 2018

2017

December

December 31 – December 2017 Income & Expenses

December 31 – Sunday is for Sharing: Volume 28

December 30 – 7 Lessons From 7 Mentors That Have Changed My Life

December 29 – The Life-Changing Realization that You Don’t Need Permission from the World

December 28 – My Favorite Insights from the World Happiness Report

December 27 – Visualizing Warren Buffett’s Favorite Stock Market Index

December 27 – Jiro Dreams of Sushi & the Unique Task of Finding Meaning in Life

December 26 – Forget New Year’s Resolutions. Use this Approach to Actually Get Sh*t Done.

December 24 – Sunday is for Sharing: Volume 27

December 23 – A Recap of my 2017 Income Stream Growth

December 22 – Reader Question: Should I Keep my Stressful High-Income Job to Reach F.I. as Fast as Possible?

December 21 – Should You Pursue F.I. if You Don’t Have a Passion Outside of Your Day Job?

December 20 – A Recap of My 24 Year Net Worth Journey

December 19 – Don’t Wait Until F.I. to Answer the Question “How should I spend my time?”

December 18 – 5 Valuable Lessons I Learned Through Blogging in 2017

December 18 – Visualizing Monthly Savings With Tiny Circles

December 17 – Sunday is for Sharing: Volume 26

December 16 – Applying Scott Adam’s Success Formula to Personal Finance

December 15 – Here’s How the S&P 500 Performed in 2017

December 14 – Stop Sitting Around and Go Get What You Want.

December 13 – Minimizing Food Expenses: My Favorite $2 Meal

December 12 – Visualizing the Net Worth of Americans by Age

December 12 – Is it Better to Have a High Net Worth or High Monthly Cash Flow?

December 11 – Quitting my Day Job: Being Ambitious vs. Being Realistic

December 10 – Sunday is for Sharing: Volume 25

December 9 – I am 9 Months Away from Making some Serious Financial Decisions

December 8 – Why I Just Invested in Bitcoin and Ethereum

December 7 – A Gap Year in Bolivia: An Interview with Jojo Bobo

December 6 – Why (and How) I Only Spend 30 Minutes Each Month Tracking My Finances

December 5 – If Your Net Worth is Less Than $100k, a Stock Market Crash Shouldn’t Scare You

December 3 – Sunday is for Sharing: Volume 24

December 2 – How Building A Website Helped Me Land My First Corporate Job

December 1 – Net Worth Update #14 – December 2017

November

November 30 – November 2017 Income & Expenses

November 29 – Each of My Four Financial Accounts Serves a Distinct Purpose

November 28 – Working One Day a Week Can Be Worth $100,000

November 27 – Choose Your Treadmill Wisely

November 26 – My Thoughts on Mark Cuban’s “Guide to Getting Rich”

November 26 – Sunday is for Sharing: Volume 23

November 25 – What Narrative Are You Telling Yourself?

November 24 – Here’s How I Track My Dividends

November 23 – The Secret Behind Rapid Growth: Successes Remain While Failures Fade

November 20 – The Over-Under Fallacies of Personal Finance

November 19 – Sunday is for Sharing: Volume 22

November 18 – Daily, Weekly, and Monthly Savings Grids

November 17 – Some Thoughts On Money, Recognition, Contribution, and Predicting the Future

November 16 – The Math Behind Saving Your First $100k

November 15 – What to do When You Hit the Upper Limit of Your Savings Rate

November 14 – How to be in a Better Place Five Years from Now: Stop Looking Around and Start Looking Ahead

November 13 – Things You Need to Focus On to Get the Best Possible Car Lease Deal

November 13 – One Simple Truth That Helps Me Overcome Fear of What Others Think of My Frugal Lifestyle

November 12 – Sunday is for Sharing: Volume 21

November 11 – 20-Somethings: Stop Worrying About Finding Your Dream Job. Instead, Do These Two Things

November 9 – The Purple-Blue-Red Philosophy of Spending Money

November 8 – The One Thing That Derails Most People From Reaching Their Potential

November 7 – I Want to Visualize YOUR Finances

November 6 – Using the Nature of Human Adaptation to Hack Personal Finance

November 5 – Sunday is for Sharing: Volume 20

November 3 – How to Save $60,000 by Age 23

November 2 – FOUR Visuals: Volume 6 (Random Portfolio Generator)

November 1 – Net Worth Update #13 – November 2017

October

October 31 – October 2017 Income & Expenses

October 30 – The One Skill Every 20-something Must Develop to Get What they Want in Life

October 29 – Sunday is for Sharing: Volume 19

October 28 – The Danger of Doing Easy Work vs. The Magic of Doing Important Work

October 26 – Should You Quit Your Job to Pursue Your Passion?

October 25 – Charlie Munger: The First $100,000 is a B*tch

October 24 – Use Money as Fuel to Power Your True Aspirations in Life

October 23 – The Dramatic Impact 401(k) Contributions Can Have on Your Savings Rate

October 22 – Sunday is for Sharing: Volume 18

October 21 – Five Valuable Life Lessons I Have Learned in my Early 20’s

October 20 – Thanks, But No Thanks for the Financial Advice, Tom

October 18 – An Inside Look at my Morning Routine & the Life-Changing Magic of Discipline

October 17 – 200 Blog Posts Later: Some Tips I Have for Aspiring Bloggers

October 16 – Visualizing Every Stock in the S&P 500 as Tiny Circles

October 15 – Sunday is for Sharing: Volume 17

October 14 – Here’s How Success Actually Works

October 13 – Visualizing Every Rockstar Finance Blogger’s Net Worth

October 12 – Create Your Own Financial Time Scale

October 9 – Mastering the Art of Side Hustles: An Interview with Financial Panther

October 8 – Sunday is for Sharing: Volume 16

October 7 – It Pays to Live Like a College Student

October 5 – A Helpful Tool to Compare Savings vs. Investment Returns

October 4 – FOUR Visuals: Volume 5 (Comparing Savings vs. Investment Returns)

October 3 – The story of a PhD who decided to become a landlord to retire by 33

October 2 – Net Worth Update #12 – October 2017

October 1 – Sunday is for Sharing: Volume 15

September

September 30 – September 2017 Income & Expenses

September 29 – Here’s the One Fund I’m Investing All My 401(k) Contributions in

September 28 – 9 Lessons I Have Learned in 2017 That Have Added Value to my Life

September 27 – The Art of Schedule Shifting: How I Find Time to Blog

September 26 – To Keep Housing Costs Low, Recognize There’s Nobody to Impress

September 24 – Sunday is for Sharing: Volume 14

September 22 – The 401(k) Savings Grid

September 21 – Kill Complaining. Develop Strength.

September 19 – The Power of Duality: Combining a High-Income Job with Minimalism

September 17 – Sunday is for Sharing: Volume 13

September 15 – Align Your Spending With Your Unique Nature

September 14 – You’re Not as Important as You Think and that’s Wonderful News for your Finances

September 12 – Why You Don’t Have Money for the Important Things in Life and How to Get It

September 11 – FOUR Visuals: Volume 4 (Comparing Net Worth By Age)

September 10 – Sunday is for Sharing: Volume 12

September 8 – Visualizing Every Dollar I’ve Spent in 2017 So Far

September 6 – A Guide to the “Quit Your Day Job” Calculator

September 5 – FOUR Visuals: Volume 3 (“Quit Your Day Job” Calculator)

September 4 – 7 Lessons Learned from Saving my First $50,000

September 3 – Sunday is for Sharing: Volume 11

September 1 – Net Worth Update #11 – September 2017

August

August 31 – August 2017 Income – Dividends, Blog Income, Side Hustles, & The Good ‘Ol 9-5

August 30 – Exploring the Many Paths of “Retirement”

August 29 – Here’s How the Average American Household Spends Their Money

August 27 – Sunday is for Sharing: Volume 10

August 26 – FOUR Visuals: Volume 2 (The Tiny Blocks of Financial Independence)

August 23 – The Joy-Driven Guide to Spending

August 22 – Welcome to My (First Ever) Apartment

August 21 – Here’s How Many Years it Took to Reach F.I. Historically Based on Various Savings Rates

August 20 – Sunday is for Sharing: Volume 9

August 18 – FOUR Visuals: Volume 1 (Financial Independence Calculator)

August 17 – Mixing Active and Passive Income for Maximum Happiness

August 16 – Visualizing Financial Independence With Tiny Blocks: Part 2

August 14 – Visualizing Net Worth By Age Group in the U.S.

August 13 – Sunday is for Sharing: Volume 8

August 11 – The Million Dollar Age Grid

August 10 – Here’s How Much Investing Returns Matter Based On Your Portfolio Size

August 9 – The Psychology Behind Frugal Living: Part 3

August 7 – The Psychology Behind Frugal Living: Part 2

August 6 – Sunday is for Sharing: Volume 7

August 5 – The Psychology Behind Frugal Living: Part 1

August 4 – Visualizing Financial Independence With Tiny Blocks

August 3 – 30 Financial Bloggers Share Tweet-Sized Advice They Would Give To Their 23-Year-Old Selves

August 1 – Net Worth Update #10 – August 2017

July

July 31 – July 2017 Income – Dividends, Blog Income, Side Hustles, & The Good Ol’ 9-5

July 30 – Sunday is for Sharing: Volume 6

July 29 – A Recap of my Life Over the Past 12 Months as Told Through my Nightly Journal

July 27 – Here Are Three Paths Ordinary People Can Take to Save Half a Million Dollars in 10 Years

July 26 – Flow Chart: Should I Spend Money On This?

July 25 – I’m Slowly Building the Life of my Dreams Based on Discipline, Not Passion

July 24 – The Million Dollar Grid

July 23 – Sunday is for Sharing: Volume 5

July 21 – To Make Good Money In Your Early 20’s: Make More Attempts Than Anyone Else

July 20 – The Monthly Savings Grid

July 18 – How to Make $80,000 a Year at Age 23

July 17 – Here’s What a $1,000 Investment Has Returned Every Year Since 1950

July 16 – Sunday is for Sharing: Volume 5

July 14 – Nature: The Perfect Recipe for Increased Happiness & Increased Savings

July 13 – 7 Beliefs I Hold That Guide My Financial Life

July 12 – Dear Millennials: Here’s the Uncomfortable Truth Behind Creating the Life of Your Dreams

July 11 – The Minimum Savings Rate Needed to Reach F.I. Over the Last 30 Years

July 9 – Sunday is for Sharing: Volume 4

July 8 – I Want to be an Income Machine, Not an Investment Guru

July 7 – Some Thoughts on Switching Jobs and Moving Away From Home

July 6 – A Hassle-free Way to Save an Extra $127,000

July 4 – The Story of the Mexican Fisherman

July 3 – The Mashup Theory

July 2 – Sunday is for Sharing: Volume 3

July 1 – Net Worth Update #9 – July 2017

June

June 30 – June 2017 Income – Dividends, Blog Income, Side Hustles, & The Good Ol’ 9-5

June 29 – How Finding a Mission Can Cure Status Anxiety

June 28 – Flow Chart: How to Learn About Personal Finance

June 27 – A Tale of Two Mindsets: The Kitten & The Monkey

June 26 – Visualizing Historical S&P 500 Returns as Constellations

June 25 – Sunday is for Sharing: Volume 2

June 24 – 10 Life Norms You Actually Don’t Have to Follow

June 23 – Here’s How Various “Best Stocks of 2016” Lists Performed Last Year

June 21 – Your Frugal Lifestyle is in the 99.99% Club of Human History

June 20 – Flow Chart: Should You Start a Side Hustle?

June 19 – The Problem With the Phrase “It’s Just Money”

June 18 – Sunday is for Sharing: Volume 1

June 16 – Focus On What Your Life Feels Like, Not What It Looks Like

June 14 – A Remix of a 2,000 Year Old Message on Time, Money, and Purpose

June 13 – Here’s What a $100 Investment Has Returned Every Month Over the Last 10 Years

June 10 – How I’m Turbo Charging My Path to F.I.

June 7 – Your Day Job Doesn’t Have to Be Your Passion

June 6 – Systems are the Solution to Most of Your Money Problems

June 5 – Want to Retire Early? Focus on Your Savings Rate, Not Investment Returns

June 2 – The Stages of Financial Enlightenment

June 1 – Net Worth Update #8 – June 2017

May

May 30 – The Financial Flexibility Grid

May 29 – My Best Financial Advice for 20-Somethings: Grab a Slice of Humble Pie

May 28 – Gift Shop Fever: Why Souvenirs Aren’t Necessary to Remember Experiences

May 19 – The Avocado Toast Outrage: A Millennial Perspective

May 18 – Keep Climbing, Crab

May 16 – Money Misconceptions

May 14 – My $18 Monthly Phone Bill

May 11 – Please Don’t Follow Traditional Retirement Advice

May 8 – The Utopia Trap

May 6 – Do the Uncomfortable Work

May 3 – How I Graduated College with a Net Worth of $30,000

May 1 – Net Worth Update #7 – May 2017

April

April 27 – Early Retirement is not About Quitting Work

April 24 – Do You Even Need Investment Returns to Retire Early?

April 21 – Finding Peace in the Journey

April 20 – To All the Complainers

April 18 – The Awareness Ladder

April 14 – Why It’s So Hard To Outperform Index Funds

April 10 – 7 Reasons Experiences Are Better Than Possessions

April 7 – Will Raising Everyone’s Income Make Everyone Happier?

April 4 – Who Are You Competing Against?

April 1 – Net Worth Update #6 – April 2017

March

March 30 – Crushing Financial Independence With Macro Patience and Micro Speed

March 25 – Why Your 20’s is the Best Time to Build Wealth

March 21 – Learn to Want Less

March 19 – Consistency is the Secret to Getting Rich

March 16 – The Non-Financial Side of the Rent vs. Buy Debate

March 13 – Live and Let Live

March 11 – The Side Hustle Grid

March 9 – Thursday Thoughts: Finding The Balance Between Ambition And Contentment

March 7 – Treat Obstacles Like Red Lights

March 5 – Why You Will Reach F.I. Sooner Than You Think

March 3 – Net Worth Update #5 – March 2017

March 1 – “Stop & Start”: Powerful Life Maxims

February

February 26 – Embracing Territorial Living

February 22 – The Nature of Doing What is Hard

February 20 – My Future Is What I Make It

February 18 – How to Spend 3 Hours Each Day Investing In Yourself

February 16 – How I Made Over $1,000 in Online Side Hustles Over the Past 30 Days

February 14 – The Disconnect Between Purpose & Finance

February 12 – Sacrifice Is Necessary, But It’s Worth It

February 10 – The Power of a Freedom Fund

February 8 – Mindset, Ego, and Grit

February 6 – Net Worth Update #4 – February 2017

January

January 30 – The Best Kept Secret to a High Savings Rate

January 20 – Love the Process, Forget the Results

January 18 – Net Worth Update #3 – January 2017

January 14 – The Intellectual Trap

January 9 – Where Were You At 23?

January 7 – Financial Independence Is A Byproduct Of Mindset (Part 4)

January 6 – Financial Independence Is A Byproduct Of Mindset (Part 3)

January 3 – Financial Independence Is A Byproduct Of Mindset (Part 2)

2016

December

December 31 – Financial Independence Is A Byproduct Of Mindset (Part 1)

December 27 – Turning A Side Hustle Into A Full Time Income: An Interview With La Papillion

December 23 – Books That Influenced Me The Most In 2016

December 21 – Financial Independence Is NOT My End Goal

December 12 – Retired at 33: An Interview with Thrifty Gal

December 8 – Buy Whatever You Want

December 4 – Net Worth Update #2 – December 2016

November

November 23 – How To Drastically Reduce Your Expenses

November 20 – The Four Pillar Philosophy

November 16 – You Are the Only Person Tracking Your Failures

November 13 – How are You Happy Without the Gizmo-Gadget 3000?

November 8 – Net Worth Update #1 – November 2016

November 7 – Financial Tools I Love

November 5 – The Early Retirement Grid


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