Here’s a flow chart of what takes place in my head before I decide to spend money.
And yes, I usually do eat Chipotle twice a week.
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I love that there’s an entire category devoted to Chipotle!
Chipotle is by far my greatest weakness…it’s a testament to how much I value their food
Love it! Creative, and very well thought out. Looks like you should buy some Chipotle stock…..(how can you add THAT into your flowchart?).
Funny enough, I have considered buying their stock in the past, but I hesitate to buy any individual stock with crazy high P/E ratios like Chipotle. I can’t get enough of their food though, so I’ll continue to support them with my money!
I’ve got a money flow chart that I made when I first got into FIRE world. This is awesome. Concerned one quarter of your decision making process is about a certain fast food place though. 🙂
It is slightly concerning, although I rationalize it because I spend virtually nothing on technology, clothing, or other restaurants. My “discretionary spending” is almost strictly limited to Chipotle. I’m a big believer in only spending on what brings me joy…and Chipotle brings me an unusual amount of joy!
Useful and logical! I like the technology one.
The tech one has actually saved me quite a bit of money on technology I thought I needed, but later realized that I was fine living without it…just like I had been before it was invented 🙂
That is awesome!
Thank you! I’m glad you like it 🙂
Lol love the Chipotle dedication, I’m the same way 🙂
It’s nice to hear there are other die-hard Chipotle fans out there!
“Did you have enough time and devotion to saving money that you made a flow chart?”
No – Go make a flow chart.
Yes – You probably were already going to save your money!
Awesome chart!
You make a good point…anyone crazy enough to make a flowchart to explain their spending patterns is probably crazy enough to already be decent at saving money…and you’re right! Haha thanks for the kind words, Josh!