Net Worth Update #13 – November 2017


At the start of each month I share my net worth. I first started tracking my net worth in August of 2016 and have been posting monthly updates ever since.

Here are my numbers for November 2017:

Money Market Funds
Savings Account $4,722  (-$360)
Checking Account $1,295   (+$756)
Total Money Market $6,017  (+$396)
Tax Advantaged Accounts
Traditional IRA $3,838  (+$36)
Roth IRA $4,682   (+$34)
401(k) $18,402  (+$1,597)
Total Tax Advantaged $26,922  (+$1,667)
Non-Tax Advantaged Accounts
Brokerage Account $27,282    (+$2,537)
Total Non-Tax Advantaged $27,282   (+$2,537)
Net Worth $60,221 (+$4,600)


Here’s a look at my net worth progression since I started tracking it back in August of 2016:

NW Nov 17.PNG

From October to November my net worth increased by $4,600 and I officially joined the $60k net worth club. 

As I revealed in my most recent Monthly Income & Expenses Report, I saved 77% of my income in October. Some of these savings were dumped into an S&P 500 index fund in my 401(k) account and some were dumped into my brokerage account where I bought more shares of $VDC (Vanguard Consumer Staples ETF) when the price dipped in October. 

Looking Forward

Ever since I started tracking my net worth I thought $60,000 would be a cool number to reach. Saving $50k was a huge milestone because it meant I was halfway to the infamous six-figure net worth of $100k. But $60k means I’m beyond the halfway point and I feel like I can see $100k looming on the horizon.

At my current pace of saving $4k – $5k each month I should be able to reach $100k by the end of next summer at the latest. I think that’s the point at which I’ll have some serious financial flexibility and I can consider asking questions like should I keep my day job, should I become a digital nomad and work online while traveling the world, should I try to be a full-time blogger, etc.

I’ll answer those questions once I get there, but for now I’m going to keep embracing simple-living combined with high-earning so I can continue saving thousands of dollars each month and inch closer towards a life of freedom.

To everyone that has been following my financial journey up to this point, thank you and I hope you keep checking in each month. If you have any questions for me or want to discuss your own financial journey feel free to shoot me an email at

That’s all for this month’s net worth update, thanks for reading 🙂

My favorite free financial tool I use is Personal Capital. I use it to track my net worth, manage my spending, and keep an eye on my monthly cash flow. It only takes a few minutes to set up and it makes tracking your finances simple and easy. I recommend trying it out.

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Full Disclosure: Nothing on this site should ever be considered to be advice, research or an invitation to buy or sell any securities, please see my Terms & Conditions page for a full disclaimer.

4 Replies to “Net Worth Update #13 – November 2017”

  1. Congratulations Zack! That’s a great accomplishment at such a young age, I wish I had such focus in my 20s. Your blog is informative and you bring a neat and interesting perspective, keep it up!

  2. The countdown to the launching point is ON!

    Love these questions that have begun to percolate:
    “questions like should I keep my day job, should I become a digital nomad and work online while traveling the world, should I try to be a full-time blogger”

    Congratulations on the $60k milestone. Can’t wait to read about what you learn on the road to $100k!

    Thanks for sharing your inspiring journey. :o)

    1. Thanks, Mrs. Grumby! It has felt like a long road to $60k but I’m confident $100k will be here before I know it. I’ll be sure to blog about my journey every step of the way and hopefully have some answers for these important questions. Thanks for all the support and encouragement 🙂

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