Rent to Income Ratio Calculator

This calculator finds your monthly rent budget based on your monthly income (after tax) and how much of your monthly income you’d like to spend on rent.
For example, suppose you earn $4,000 after tax each month and you would like to spend 30% of your after-tax income on rent. Then your monthly rent budget would be $4,500 * 30% = $1,350.
As a rule of thumb, most financial advisors recommend that you spend no more than 30% of your after-tax income on rent. You can choose to spend whatever percentage you would like, though. This calculator lets you specify the exact percentage of your after-tax income you’d like to spend on rent.
To calculate your monthly rent budget, simply fill in the values below and then click the “Calculate” button.

Monthly rent budget = $1,350 per month


Zach is the author behind Four Pillar Freedom, a blog that teaches you how to build wealth and gain freedom in life.

Zach's favorite free financial tool he's been using since 2015 to manage his net worth is Personal Capital. Each month he uses their free Investment Checkup tool and Retirement Planner to track his investments and ensure that he's on the fast track to financial freedom.

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His favorite place to find new personal finance articles to read is Collecting Wisdom, a site that collects the best personal finance articles floating around the web on a daily basis.


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